An exchange-traded fund or ETF is a form of an index fund that provides investors with a standard return at a minimal cost though it differs from index funds in that trading in ETFs is commission free while index funds make for expensive trading. An ETF is also like a mutual fund except that it trades on major stock exchanges.

Stocks, in the year 2016, started out on a terrible note but quickly made up for it with record highs. Everyone is hoping that the economy will boom in the year 2017. Some of the best stocks to invest in 2017 will include the following according to U.S. News: Ulta Salon Cosmetics & Fragrance (ULTA) ULTA has exceeded expectations time after time, one quarter to the next.

Travel credit cards or travel rewards credit cards are cards which benefit a traveler in terms of earning him free travel, achieving elite membership with airlines and hotels and similar travel-related perks when used. Though they can be used to get cash back, travel rewards cards are more effective when used to collect and redeem travel points.

Your credit reports show information regarding your place of residence, the method by which you pay your bills, any history of being sued or arrested, or of filing for bankruptcy. Companies that put your credit report together sell the information in it to others who need it to assess your credit applications.

Retirement calculators, as the name suggests, help estimate how much you need to save to live out your retirement with rudimentary comfort. Retirement calculators collect a percentage of your salary until the age you retire. A simple retirement calculator projects how much you need to save and how long you need to save to avail yourself of a certain level of expenditure post-retirement.

A structured settlement is a financial or insurance agreement arrived at post-negotiation where the plaintiff receives money as compensation for injuries and like in specific, periodic payments as opposed to receiving all the money in one go. The settlement they agree upon can be offered by the defendant or demanded by the claimant.

The stock market for beginners makes for an equally alluring and lucrative investment opportunity as much as it appears to be confusing and risky. The steep rise and fall of the markets are enough to send shivers down the spines of beginners. However, history has shown that investing in stocks has been one of the most profitable and easiest methods of building wealth over a long period.

The usage of precious metals in trade has a history of over 4000 years. All through history, precious metals such as gold, silver, etc. have been regarded as a form of money. Specifically, with the end of the silver standard, silver coins have been stopped from circulation in several countries. However, investing in silver in various forms is still seen as a way to store value by people from across the globe and as a hedge against inflation.